Reviewing the Three Banking Websites

For added security, the package puts the customer's photo on the front of the card to reduce fraud and provides password safeguard to prevent others from using the card online. brim of the States besides provides a Privacy Policy that promises that customer information lead not be sold to third-party marketers, and it allows customers to opt out of offers from Bank of America. For greater security, online customers must enter not only their id and passcode, alone their state. Bank of America also makes available a fire Bank of America toolbar that protects drug users against online fraud by displaying a ScamBlocker( gas that alerts users to fraudulent websites that mimic legitimate bank or meshing payment sites. The toolbar displays a security rating for every website visited and alerts the user before entering a site that is on the tilt of known fraudulent sites.

The Citibank website provides less protection for users than the Bank of America site, but it does post covert notices for its various types of accounts assuring customers that their privacy is p

rotected ("Citibank"). It also posts warnings in its " netmail Fraud and Security" page about "spoof" e-mails and tells users how to bang a spoof and how to report one. It explains the security it uses on the site, but it allows users to logon with just a userid and password.

Citibank does not appear to provide much(prenominal) actual protection, just a lot of information on how the user can protect himself online. Therefore, it is likely to have to hide a number of legal issues in cases where users can be victims of individuality theft or online fraud.

The surface Fargo website is similar to the Citibank website in that it displays information on how users can protect themselves against online fraud and identity theft but does little to insure their protection itself (" rise up Fargo"). It provides an "Online Security Guarantee," in which it "joins forces" with the customer to protect his account, primarily by urging him not to share his password with anyone else. Its online security attempt appears to consist largely of the broad statement: "For 150 years, Wells Fargo has been a leader in its standards for account security. To
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